AYYASY, Muhammad Zhafran. Digital Banking and Financial Innovation: Transforming Modern Financial Services. Finance Innovations Digest, [S. l.], v. 1, n. 2, p. 128–146, 2023. DOI: 10.54518/fid.1.2.2023.1223. Disponível em: https://lifescifi.com/journal/index.php/fid/article/view/1223. Acesso em: 28 jun. 2026.