KURNIAWAN, N. .; SATYARINI, Y. .; SUKRESNA, I. M. .; MAHFUDZ. Digital Banking for Empowerment: How Technology Shapes the Financial Behavior of Millennials. Research Horizon, [S. l.], v. 5, n. 1, p. 95–106, 2024. DOI: 10.54518/rh.5.1.2025.451. Disponível em: https://lifescifi.com/journal/index.php/RH/article/view/451. Acesso em: 17 nov. 2025.